Let’s talk about porting your mortgage. It sounds complex, but it’s actually a pretty simple concept that can make your home-buying experience much smoother. Porting your mortgage means transferring your existing mortgage—along with its current rate, terms, and balance—from your current home to the new one you’re purchasing. This can be a huge advantage, especially […]
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Can I change my mortgage rate before closing?
So you’ve secured a rate and the rate dropped. What know? This is a conversation I have daily. Now I know when you are looking to refinance or obtain a new mortgage—one goal is usually top of mind: securing the lowest possible rate. Let’s face it, locking in a great rate can […]
The Latest In Mortgage News: Canadians Divided Over Home Prices Expectations
As we begin a new year, it’s interesting to hear perspectives from various journalists and finance experts regarding what the forecast will deliver in the year ahead. I have put together a few highlights from various sources giving us a glimpse of what 2022 has in store for us. – The bank of Canada stated […]
What’s your preference: FIXED OR VARIABLE?🧐
Here’s MINE! – The fixed rate versus variable rate debate has never been more heated. With fixed rates currently averaging historical lows of roughly 2.25%, a lot of people are left wondering, “why wouldn’t I choose a fixed rate mortgage?” Fair enough – it certainly appears to be a safe bet on the surface. Lock […]
Has your bank declined you?
Has your bank declined you? – Ratios Too High Credit Concerns Not Enough Income – We can help! Refinance Putchase Invest – Let Denise help you to homeownership – Denise Pisani Mortgage Broker Mortgage In The City Mortgage Centre Canada 416-629-LEND – #mortgagedeclined #torontomortgages #torontohomebuyers #torontomortgagebroker #torontorealestate #torontolending #mississaugalending #mortgagerefinance #mortgagehelp #letdenisehelpyoutohomeownership […]
The perfect mortgage for you!
You finally found the perfect house, but it needs a bit of work….. that’s ok! —- I have the perfect mortgage for you! – PURCHASE CLOSE RENOVATE – Let Denise guide and help you! – Mortgage Centre Canada Mortgage In The City #getabettermortgage – LETS TALK! – #purchasecloserenovate #fixerupper #letdenisehelp #mississaugamortgage #firsttimehomebuyer #renovations #buyandrenovate #gtamortgage […]