Did you know there are lenders that allow us to use CCB (CANADA Child Benefit) as approved income
A few more lenders have added as approved income. This helps clients qualify for more purchasing power!
When I’m taking an application it’s definitely one of the first questions I ask to ensure we are getting our full buying potential.
If you have clients from the past that where previously pre-qualified you may want to reach out to find out if their CCB was used. If they went to one of the BIG 5 banks…. I can tell you for sure it was NOT used! The BIG 5 has not approved CCB.
This is why…. using a Mortgage Broker can get your client more purchasing power!
Not only can we get the BEST rates but usually higher qualifying amounts & we are open 24/7 unlike banks who have cut their hours even more during COVID-19
My phone is ready for you & your clients 416-629-5363
*There is a max age limit of children for the use of CCB
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