You finally found the perfect house, but it needs a bit of work….. that’s ok! —- I have the perfect mortgage for you! – PURCHASE CLOSE RENOVATE – Let Denise guide and help you! – Mortgage Centre Canada Mortgage In The City #getabettermortgage – LETS TALK! – #purchasecloserenovate #fixerupper #letdenisehelp #mississaugamortgage #firsttimehomebuyer #renovations #buyandrenovate #gtamortgage […]
Did you know you may be able to purchase a home too! Being self-employed can be very frustrating when trying to borrow money But did you know there is a special program just for you! Products Business For Self (Alt. A) Program This program is designed for self-employed borrowers who are unable to provide traditional […]
More than ever, a mortgage pre-approval just makes sense. Even though a pre-approval is not a guarantee the lender will come through when you have an actual purchase, there are many benefits. (1) Protect yourself from further interest rate increases for the next 90 to 120 days. At the very least you will pay no […]
A few more lenders have added as approved income. This helps clients qualify for more purchasing power! When I’m taking an application it’s definitely one of the first questions I ask to ensure we are getting our full buying potential. If you have clients from the past that where previously pre-qualified you may want to […]
A great way to save on interest costs and reduce the life of your mortgage is by making annual principal payments. If you choose a closed mortgage, every lender has their own allowable prepayment amount. They range between 10% to 20% of the original principal amount of your mortgage once in every 12-month period. The […]
This program provides borrowers with the additional flexibility of allowing a Second Mortgage to be registered against their property up to 95% combined LTV on a purchase. — Let’s talk? Houses are booming in University towns….why rent when you can own! You’d not only be providing shelter for your child but could possibly earn rental […]